As a small business owner, you have a lot of responsibility. For starters, you need to ensure that your products or services are compelling. You also have to promote the operational efficiency of your firm. More than anything, however, you have to consistently secure sufficient funding—whether through recurring revenue or...
Small Business Credit Card: What Immigrants Need to Know
Looking for a way to better manage your business’ finances? Consider a small business credit card, one of the most powerful tools for entrepreneurs and small business owners. With high credit limits, 0% introductory APR, and amazing rewards, a small business credit card is built to help you achieve your...
What Is Business Credit and How Does it Work?
Immigrant-owned businesses power the American economy. They create jobs, build communities, and provide essential products for citizens across the nation, all while representing a fraction of the total population. What’s the secret to their success? They have strong business credit. In this article, we’re going to explain what business credit...
SBA Loans: The What, Why, and How for Immigrants
Starting a business is a big step. If you're an immigrant with a dream to open your own small business, finding the money to do it can be hard. Small business loans can be a good way to get the money you need. But, it's not always easy to get...
Business Line of Credit: An Overview
As a small business owner, you have many SMB financing options to consider. The question is: which one works best for your business? Knowledge is power, and in today’s article, we’re going to discuss a very popular funding tool:a business line of credit. We’ll discuss how a business line of...
Merchant Cash Advance: Is It Worth It?
Times are tough right now—especially for small business owners. With interest rates reaching a 16-year-high, traditional loans are out of reach for most. Fortunately, there are other options available beyond traditional lending. In fact, you may be able to get money in just a few business days with a merchant...
Debt Consolidation: Definition, Benefits, and Resources
Ready to take control of your finances? Debt consolidation provides a powerful way to streamline payments and reduce interest. Plus, it can even help you lower your monthly debt burden. Even if you don’t need it right now, debt consolidation is a strategy everyone should know and understand. In this...
5 Tips to Better Manage Debt Stress
Debt and stress go hand-in-hand. Rampant inflation, increased interest rates, and rising credit card debt have all contributed to the growing financial anxiety in the U.S. The good news is that there are ways of coping with debt stress, which can also help you progress toward achieving true financial freedom—this...
7 Tips to Grow Your Small Business in 2023
Small businesses are the backbone of the American economy. Whether you have one, five, or fifty employees, your business provides rich financial opportunities to your team and meaningful services to the world around you. As you know, it’s never easy being a small business owner—especially in this uncertain economy. To...
Credit Card Application Denied? Here Are 10 Potential Reasons Why
Have you been rejected for a credit card application? While rejection hurts, don’t let the frustration keep you from finding out why you were denied. You can then learn where you can improve next time you apply. Above all, you must know that you’re not alone. Far from it! In 2020, 21%...